Indian Tycoons

हर इंसान का सपना होता है कि उसका खुद का एक सुंदर सा घर हो, जहां वह अपने परिवार के साथ सुकून की जिंदगी जी सके। लेकिन जब यह सपना हकीकत बनता है, तो इसके साथ कुछ जिम्मेदारियाँ भी जुड़ जाती हैं। उन जिम्मेदारियों में से एक सबसे महत्वपूर्ण जिम्मेदारी होती है — संपत्ति कर का भुगतान । बहुत से लोग इस टैक्स को नजरअंदाज कर देते हैं या इसे गंभीरता से नहीं लेते, जबकि इसका भुगतान न करने के गंभीर परिणाम हो सकते हैं। आइए, इस लेख में हम विस्तार से और सरल भाषा में समझते हैं कि संपत्ति कर क्या है, इसे क्यों चुकाना जरूरी है, न चुकाने पर क्या परिणाम हो सकते हैं और इससे बचने के उपाय क्या हैं। संपत्ति कर क्या है? संपत्ति कर (Property Tax) वह टैक्स है जो स्थानीय निकाय जैसे नगर निगम, नगरपालिका या पंचायत द्वारा उस व्यक्ति से वसूला जाता है जिसके पास कोई अचल संपत्ति हो — जैसे कि जमीन, मकान, फ्लैट, दुकान या कोई अन्य इमारत। यह टैक्स हर साल देना होता है और इसका उपयोग सरकार द्वारा सड़कों की मरम्मत, स्ट्रीट लाइट, सीवेज व्यवस्था, पार्कों की देखभाल, सफाई व्यवस्था और अन्य स्थानीय नागरिक सुविधाओं के रखरखाव के लिए किया जाता...

Every year, millions of people in India file their Income Tax Returns (ITR). But sometimes, due to errors, missing information, or discrepancies, the Income Tax Department sends a notice to the taxpayer. Most people panic or ignore it altogether. But do you know how serious it can be to ignore an income tax notice? In this article, we’ll explain why you might receive a notice from the Income Tax Department, how to respond, and what legal consequences you could face if you fail to reply. 1. What is an Income Tax Notice? An Income Tax Notice is an official communication sent by the Income Tax Department to a taxpayer when it finds discrepancies in the ITR, hidden income, wrongly claimed deductions, or missing documents. These notices are issued under different sections of the Income Tax Act, depending on the reason. 2. Common Reasons for Receiving an Income Tax Notice The Income Tax Department can send a notice for several reasons, including: Mistakes in ITR : If you’ve entered...

Investing isn’t just about putting your money somewhere—it’s an art. An art that requires understanding, patience, and smart decision-making. If you’re looking for an investment option that is completely risk-free and still offers attractive returns, Fixed Deposit (FD) can be the best choice for you. Today, we’ll show you a plan through which you can turn ₹5 lakhs into ₹15,24,149—without any market risk! What is FD? FD, or Fixed Deposit, is a financial instrument where you invest a lump sum amount for a fixed period in a bank or post office. During this time, your investment earns a fixed rate of interest. The best part? Your money remains safe and earns stable returns. Why Do Most Indians Prefer FD? Zero Risk: FDs are not affected by market volatility. Fixed Interest Rate: The rate decided at the start stays the same until maturity. Government Backing: FDs in post offices and government banks are extremely safe. Tax Benefits: You can get tax deductions under Sect...

Buying a home is a dream for many, but it also comes with responsibilities—one of the most important being the payment of property tax. While most homebuyers are aware of loan EMIs and maintenance charges, property tax is often overlooked or misunderstood. In this article, we’ll simplify everything you need to know about property tax, why it matters, and how you can manage it effectively. What is Property Tax? Property tax is a levy by the local government or municipal authority on real estate properties including land and buildings. It is used to fund civic amenities like roads, schools, sewage systems, and public safety services. Why is Property Tax Important? Legal Compliance: Not paying your property tax can lead to legal consequences and penalties. Public Services: It supports the infrastructure and public services you rely on daily. Property Resale: Up-to-date property tax records help in smooth resale or loan approvals. How is Property Tax Calculated? The calc...

When discussing apartment prices, several factors must be considered. The cost of upper and lower-floor apartments varies based on location, climate, safety, natural disasters, and amenities. In some areas, upper-floor apartments are more expensive, whereas, in others, lower-floor apartments are costlier. This price difference is particularly noticeable in flood-prone areas. Apartment Price Determination in Flood-Prone Areas In flood-affected regions, a significant difference is observed in the prices of upper and lower-floor apartments. Ground-floor apartments tend to be cheaper, while upper-floor apartments are often more expensive. The primary reason for this is safety and livability. 1. Flood Risk and Lower Apartment Prices In areas that experience frequent flooding, ground-floor apartments tend to have lower prices. During floods, those living on the ground and first floors suffer the most damage. Waterlogging causes damp walls, damaged furniture, and electrical issues...

दिल्ली-NCR समेत कई बड़े शहरों में लीजहोल्ड प्रॉपर्टी का चलन काफी आम हो गया है। लीजहोल्ड प्रॉपर्टी में किसी भी व्यक्ति को 99 साल की लीज पर फ्लैट या अन्य संपत्ति दी जाती है। इस अवधि के दौरान, व्यक्ति संपत्ति का उपयोग कर सकता है, लेकिन असली मालिकाना हक जमीन के मूल मालिक या बिल्डर के पास ही रहता है। फ्रीहोल्ड और लीजहोल्ड प्रॉपर्टी में अंतर जब भी कोई प्रॉपर्टी खरीदी जाती है, तो वह दो प्रकार की हो सकती है: फ्रीहोल्ड प्रॉपर्टी: इस प्रकार की संपत्ति पर खरीदार को पूरी तरह मालिकाना हक मिलता है और इसे बेचने या हस्तांतरित करने में किसी की अनुमति की आवश्यकता नहीं होती। लीजहोल्ड प्रॉपर्टी: इस प्रकार की संपत्ति किसी निश्चित अवधि के लिए लीज पर दी जाती है, जिसके बाद उसका मालिकाना हक लीजधारी के पास नहीं रहता। लीज खत्म होने के बाद प्रॉपर्टी का क्या होगा? लीजहोल्ड प्रॉपर्टी की अवधि आमतौर पर 30 से 99 साल के बीच होती है। उदाहरण के लिए, यदि आपने 2025 में ग्रेटर नोएडा में 1 करोड़ रुपये में 99 साल की लीज पर एक फ्लैट खरीदा है, तो 2124 में उसकी लीज समाप्त हो जाएगी। लीज समाप्त होने के बाद: संपत्...

In today’s expensive world, buying a house is not possible for everyone. Due to jobs, studies, or other reasons, people opt for rental houses. However, before renting a house, it is essential to consider some important factors; otherwise, you might face financial and legal troubles. Let’s explore these crucial points: 1. Choose the Right Location When renting a house, the first thing to consider is its location. You should choose an area where commuting to your office, school, or other essential places is convenient. Public transportation should be easily accessible. Markets, hospitals, and other necessary services should be nearby. The area should be safe, even at night. Consider locations slightly away from prime areas to get a lower rent. 2. Rent According to Your Budget Rent is a significant part of your monthly expenses, so selecting a house that fits your budget is crucial. Assess your monthly expenses and determine how much rent you can afford. Negotiate ...